Transeuropa
+44 20 1234 5678 hello@transeuropabrokers.com WhatsApp: +44 20 1234 5678
Professional Indemnity Insurance
Business

Professional Indemnity Insurance

Cover against claims of negligence, errors, or poor advice for consultants, contractors, and professional practices.

Get a Quote
  • Defence costs and settlements for claims of negligent advice or work
  • Cover for errors, omissions, and breach of professional duty
  • Run-off cover options if you stop trading
  • Retroactive cover for work carried out before the policy started

Every policy has exclusions. These are the ones clients ask about most for this type of cover. Exact terms always depend on the insurer and your specific policy wording.

  • Claims arising from dishonest or fraudulent acts
  • Work carried out before the policy's retroactive date
  • Liquidated damages agreed contractually beyond a standard legal liability

Who This Is For

Consultants, contractors, and professional practices whose advice or work product could cause a client financial loss if something goes wrong.

Good to Know

Many client contracts and professional bodies set a minimum indemnity limit. We check yours matches what you're contractually required to hold.

A Quick Example

A consultant faced a claim over advice given two years earlier. Because the policy included the correct retroactive date, the claim was still covered.

Why Place This Through Transeuropa

What you gain by arranging this cover through a broker instead of buying it direct.

Several Quotes, One Conversation

We approach the insurers on our panel that write this class of cover and bring their terms back side by side.

Wording Checked Before You Sign

We read the limits, excesses and exclusions for you, so nothing in the small print catches you out later.

An Advocate at Claims Time

If you need to claim, we deal with the insurer on your behalf and push for a fair, prompt settlement.

How to Get This Cover

Four steps from your first question to confirmed cover.

1

Share the Details

Answer a few questions online or by phone so we understand exactly what needs protecting.

2

We Approach the Market

Your broker goes to the insurers best suited to this type of risk and negotiates the terms.

3

Compare and Decide

You receive a clear summary of price, cover and exclusions for each option, with our recommendation.

4

Confirmed in Writing

Once you accept, we arrange the policy and send your schedule and documents the same day.

Documents You'll Need

Company registration details, latest financial statements, and a summary of your operations, premises, and fleet.

Renewals & Mid-Term Changes

We re-shop the market ahead of every renewal rather than letting this policy auto-renew at whatever price the insurer sets, and update your cover if your circumstances change mid-term.

Cover FAQs

Quick answers about placing this cover with us. For broker-wide questions, see our main FAQ.

No. Asking about this cover starts a conversation with a broker. Nothing is bound and no payment is taken until you've reviewed real options and told us to go ahead.

For most personal policies, cover can start the day you accept the quote. Business cover and trade finance instruments usually take a few working days while the insurer or bank completes its checks.

Tell us and we'll point you to a better-suited policy from across our panel, or build something bespoke if your risk doesn't fit a standard product.

Ready to Compare Cover?

Tell us what you need and we'll come back with real options from our panel, with no obligation to switch.