Transeuropa
Every policy has exclusions. These are the ones clients ask about most for this type of cover. Exact terms always depend on the insurer and your specific policy wording.
Businesses or individuals with a risk that a standard product genuinely wasn't designed for, and needs a policy built around it rather than squeezed into one.
This usually takes longer to place than standard cover, since it involves direct underwriter negotiation rather than an off-the-shelf quote.
A business with an unusual risk profile had been repeatedly declined standard cover. Direct underwriter negotiation produced a policy built around the actual risk, not a generic one.
What you gain by arranging this cover through a broker instead of buying it direct.
We approach the insurers on our panel that write this class of cover and bring their terms back side by side.
We read the limits, excesses and exclusions for you, so nothing in the small print catches you out later.
If you need to claim, we deal with the insurer on your behalf and push for a fair, prompt settlement.
Four steps from your first question to confirmed cover.
Answer a few questions online or by phone so we understand exactly what needs protecting.
Your broker goes to the insurers best suited to this type of risk and negotiates the terms.
You receive a clear summary of price, cover and exclusions for each option, with our recommendation.
Once you accept, we arrange the policy and send your schedule and documents the same day.
Details of the property, cargo, or programme being covered, the territories or counterparties involved, and any existing valuations or schedules.
We re-shop the market ahead of every renewal rather than letting this policy auto-renew at whatever price the insurer sets, and update your cover if your circumstances change mid-term.
Quick answers about placing this cover with us. For broker-wide questions, see our main FAQ.
Tell us what you need and we'll come back with real options from our panel, with no obligation to switch.