Transeuropa
Transeuropa
Protects your business against non-payment from customers, so a bad debt doesn't threaten your cash flow.
Businesses that sell on credit terms, particularly those with customer concentration risk or trading into new or higher-risk markets.
Beyond the payout itself, the underlying credit monitoring often flags a deteriorating buyer well before a default actually happens.
Protects exporters against non-payment by overseas buyers, from buyer insolvency to political events that stop payment.
Exporters selling on credit terms into overseas markets, especially new or higher-risk ones.
An insured export receivable is often easier to finance. Banks will lend more against invoices that carry credit insurance.
Protects overseas investments, assets and contracts against government actions and political events beyond your control.
Companies investing in, operating in or lending into emerging and higher-risk markets.
Policies can run for several years and are usually non-cancellable by the insurer, so cover stays in place even if the country's situation worsens.
Covers losses when a contract is cancelled or can't be performed for political reasons, including when the buyer is a government.
Contractors and exporters working on major projects or selling to governments and state-owned enterprises.
Contract frustration cover can include unfair calling of bonds, protecting you if a performance or advance payment bond is called without good reason.
Performance, advance payment, bid and other bonds issued by insurers instead of banks, so your bank credit lines stay free.
Contractors and suppliers who issue bonds regularly and want to keep bank facilities available for funding.
Bank guarantees usually use up your borrowing limit; surety bonds generally don't, which can make a real difference when you're bidding for several projects at once.
Protects your business from financial loss through employee theft, fraud and social-engineering scams.
Any business that handles payments, client money or valuable stock, especially those with large finance teams or many suppliers.
Payment fraud by email is now one of the most common losses. Check your policy specifically covers social engineering, as some limit it heavily.
Protects directors and senior managers personally against claims alleging wrongful acts in running the company.
Companies of every size, and their directors, who can be held personally liable for decisions made on the company's behalf.
D&O protects personal assets: in insolvency, creditors and liquidators often pursue directors directly, and that's when the cover matters most.
Covers losses from breaches of the warranties and indemnities given when a business is bought or sold.
Buyers and sellers of businesses, private equity firms and their advisers.
W&I can make a bid more attractive: buyers can claim from the insurer rather than the seller, so sellers can walk away with more of the price.
Protects banks, trade financiers and funds against borrowers or obligors failing to pay, including on letters of credit and trade loans.
Banks, trade finance houses, commodity traders and funds that extend credit or confirm letters of credit.
For banks, insured exposures can count towards capital relief, freeing room to lend more to the same clients.
Latest financial statements, details of your buyers, contracts or investments being covered, and any existing bonds, guarantees or credit limits.
Cover for you, your family, your home, your health and the things you rely on day to day. Every policy below is compared across our insurer panel and explained in plain language before you commit.
View 7 policies →Cover built around your operations, premises, fleet, cash flow and professional risk. We take the time to understand how your business actually runs, then place each policy with insurers who know your sector.
View 4 policies →For risk that crosses borders or doesn't fit a standard policy: cargo at sea, high-value cargo that outgrows standard limits, programmes spanning several countries, high-value assets and one-off exposures that need a broker to build the cover around them.
View 5 policies →Bank instruments and guarantees that help deals close: letters of credit, bonds, proof of funds and import finance, arranged through our banking partners and explained step by step.
View 16 policies →Tell us about your situation and a broker will point you to the right cover, or combine several into one programme.
