Transeuropa
Transeuropa
Every policy has exclusions. These are the ones clients ask about most for this type of cover. Exact terms always depend on the insurer and your specific policy wording.
Any business that handles payments, client money or valuable stock, especially those with large finance teams or many suppliers.
Payment fraud by email is now one of the most common losses. Check your policy specifically covers social engineering, as some limit it heavily.
A finance assistant paid a convincing fake supplier invoice after a hacked email changed the bank details. Crime insurance covered the misdirected payment.
What you gain by arranging this cover through a broker instead of buying it direct.
We approach the insurers on our panel that write this class of cover and bring their terms back side by side.
We read the limits, excesses and exclusions for you, so nothing in the small print catches you out later.
If you need to claim, we deal with the insurer on your behalf and push for a fair, prompt settlement.
Four steps from your first question to confirmed cover.
Answer a few questions online or by phone so we understand exactly what needs protecting.
Your broker goes to the insurers best suited to this type of risk and negotiates the terms.
You receive a clear summary of price, cover and exclusions for each option, with our recommendation.
Once you accept, we arrange the policy and send your schedule and documents the same day.
Latest financial statements, details of your buyers, contracts or investments being covered, and any existing bonds, guarantees or credit limits.
We re-shop the market ahead of every renewal rather than letting this policy auto-renew at whatever price the insurer sets, and update your cover if your circumstances change mid-term.
Quick answers about placing this cover with us. For broker-wide questions, see our main FAQ.
Tell us what you need and we'll come back with real options from our panel, with no obligation to switch.
