Transeuropa
Every policy has exclusions. These are the ones clients ask about most for this type of cover. Exact terms always depend on the insurer and your specific policy wording.
Individual drivers and riders, families running multiple vehicles, and classic or modified vehicle owners who need an insurer that actually understands their vehicle.
A modified or classic vehicle on a standard policy can be underinsured by default. We place these with insurers who use agreed, not market, valuations.
Comprehensive, third-party, fleet or luxury: pick what fits how you drive and we'll compare it across our panel of insurers.
Our most complete cover: your own car, other people, theft, fire, windscreen and a courtesy car, even when the accident was your fault.
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The legal minimum, done properly: injury and damage you cause to others, with optional fire and theft cover for your own car.
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One policy for every company car, van and truck, with any-driver options, a single renewal date and one claims handler.
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Specialist cover for high-value and classic cars: agreed value, limited-mileage discounts and approved specialist repairers.
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A client with a modified hatchback found their previous insurer had quietly excluded the modifications from cover. We re-placed the policy with an insurer that priced the car as it actually was, modifications included.
What you gain by arranging this cover through a broker instead of buying it direct.
We approach the insurers on our panel that write this class of cover and bring their terms back side by side.
We read the limits, excesses and exclusions for you, so nothing in the small print catches you out later.
If you need to claim, we deal with the insurer on your behalf and push for a fair, prompt settlement.
Four steps from your first question to confirmed cover.
Answer a few questions online or by phone so we understand exactly what needs protecting.
Your broker goes to the insurers best suited to this type of risk and negotiates the terms.
You receive a clear summary of price, cover and exclusions for each option, with our recommendation.
Once you accept, we arrange the policy and send your schedule and documents the same day.
Proof of ID, details of the asset (property, vehicle, or trip), and your claims history for the last 3 to 5 years.
We re-shop the market ahead of every renewal rather than letting this policy auto-renew at whatever price the insurer sets, and update your cover if your circumstances change mid-term.
Quick answers about placing this cover with us. For broker-wide questions, see our main FAQ.
Tell us what you need and we'll come back with real options from our panel, with no obligation to switch.